Monthly Archives: April 2016

The Benefits of a Mortgage Broker

12 Tuesday Apr 2016

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The next time you are looking to buy a home, considering a refinance or looking to renew your mortgage, consider speaking to a mortgage broker.   Their services are free and here are a few more reasons this may make sense:

They have access to many different lenders such as banks, credit unions, mono lenders, private lenders etc . , which then gives you options.  It will save you time as you will only need to speak with one person, complete one application and have one credit bureau pulled and then the best mortgage can be found for you.

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How do I get a Mortgage?

11 Monday Apr 2016

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When we are contemplating buying a home, or in the process of doing so, most of us will need a mortgage.  Let’s have a look at:

  •  Who do you go to?
  •  What does the process look like?

Okay, let’s begin.  Who do you go to?

Start with asking friends, family, and colleagues if they can recommend a good mortgage broker, someone who may have helped them with their mortgage.  Once you have asked for a few recommendations, pick one,  give them a call or send them an email, whichever you prefer.

What does the process look like?

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Buying a home that needs upgrades

05 Tuesday Apr 2016

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Are you looking to purchase a home that requires work to be done? Maybe you don’t have the time or inclination to do the renovation yourself or want it done fast so you can move in quickly!  Why not have the funds available so you can pay someone else to do the work?

Or maybe you are qualified to manage the renovations yourself but require the funding to do so?  Consider a Purchase Plus Improvement Mortgage.

A Purchase Plus Improvement Mortgage can be a great fit for a newly purchased home or an existing home.  This unique type of mortgage is designed for those who wish to purchase a home or already own a home that may require some immediate upgrades. If the property is not exactly what you want, then build it, renovate it, add it and upgrade it! Maybe you have a desire to add your own personal touch or increase your living space.

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