The next time you are looking to buy a home, considering a refinance or looking to renew your mortgage, consider speaking to a mortgage broker.   Their services are free and here are a few more reasons this may make sense:

They have access to many different lenders such as banks, credit unions, mono lenders, private lenders etc . , which then gives you options.  It will save you time as you will only need to speak with one person, complete one application and have one credit bureau pulled and then the best mortgage can be found for you.

You will be given the best product and rate that fits your personal situation.  Have you been through the routine of where the bank says if you see a lower comparable rate they will match it? Why is the customer going through the exercise of finding the best rate?

Self Employed  and /or bruised credit: there are products available that can fit your situation even if you have been turned down by the banks. Again because of the access to a variety of lenders and products, this can provide options for you that the bank is not able to supply.

If you are thinking about buying a home, taking some equity out of your home, or even need that great rate consider strongly the services of a mortgage professional.

Thank you for reading,

Marg DeBoer            marg.dominionlending@gmail.com                  www.margdeboer.com