<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://margdeboer.net/2016/10/06/why-you-should-pay-attention-to-your-mortgage-penalty/</loc><image:image><image:loc>https://margdeboer.net/wp-content/uploads/2016/10/symbols-2.jpg</image:loc><image:title>symbols-2</image:title></image:image><image:image><image:loc>https://margdeboer.net/wp-content/uploads/2016/10/symbols.png</image:loc><image:title>symbols</image:title></image:image><lastmod>2018-06-29T16:52:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2018/02/28/withdrawing-from-your-rrsp-to-help-you-purchase-a-home/</loc><lastmod>2018-02-28T14:48:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2018/02/15/what-to-expect-at-closing/</loc><lastmod>2018-02-15T15:27:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2018/01/09/top-10-awareness-tips-when-applying-for-mortgage-financing/</loc><lastmod>2018-01-09T16:36:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2017/07/14/what-is-all-this-talk-of-rates/</loc><lastmod>2017-07-14T16:13:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2017/06/12/is-there-ever-a-bad-time-to-invest-in-a-rental-property/</loc><lastmod>2017-06-12T17:26:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2015/05/29/first-time-home-buyer-here-a-some-of-the-incentives/</loc><lastmod>2017-03-13T22:27:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2016/04/11/how-do-i-get-a-mortgage/</loc><lastmod>2017-03-13T22:24:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2016/12/21/standard-charge-mortgage-vs-collateral-mortgage/</loc><lastmod>2017-03-13T19:17:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2016/04/12/the-benefits-of-a-mortgage-broker/</loc><lastmod>2016-04-12T19:52:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2016/04/05/when-buying-a-home-that-needs-upgrades/</loc><lastmod>2016-04-05T20:32:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2015/05/18/is-tapping-your-card-costing-you-more/</loc><lastmod>2016-03-30T19:59:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/about/</loc><image:image><image:loc>https://margdeboer.net/wp-content/uploads/2015/05/img_1078.jpg</image:loc><image:title>IMG_1078</image:title></image:image><lastmod>2016-03-30T19:46:31+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://margdeboer.net/2016/03/29/buy-or-rent/</loc><lastmod>2016-03-29T21:27:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net/2015/07/27/why-should-i-budget/</loc><lastmod>2016-03-18T14:04:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://margdeboer.net</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2018-06-29T16:52:50+00:00</lastmod></url></urlset>
