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Marg DeBoer

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Marg DeBoer

Tag Archives: Mortgage

Is There Ever a Bad Time to Invest in a Rental Property

12 Monday Jun 2017

Posted by Marg DeBoer in Buying a Home, Mortgage, Personal Finance

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Tags

Finance, Investing, investment, Mortgage, Mortgages, rate of investment, rental properties, rental property, rentals

“Is There Ever a Bad Time to Invest in a Rental Property”

is an article that appeared in the  Financial Post a few years ago
that says it quite well.  The conclusion is no as he runs down some historical numbers on rate of return over 20 years. Investment properties have your money work for you.  The tenant takes care of paying down the mortgage and the market takes care of the appreciation value of the home.  It’s a brick & mortar investment, and if done right, can make you a very happy investor.
You can click here to read the full article

So how do you start?

Continue reading →

The Benefits of a Mortgage Broker

12 Tuesday Apr 2016

Posted by Marg DeBoer in Mortgage

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Benefits of a Mortgage Broker, Mortgage, Mortgage Agent, Mortgage Broker, Mortgage Professional, Refinance, Renewal, Why use a Mortgage Broker

The next time you are looking to buy a home, considering a refinance or looking to renew your mortgage, consider speaking to a mortgage broker.   Their services are free and here are a few more reasons this may make sense:

They have access to many different lenders such as banks, credit unions, mono lenders, private lenders etc . , which then gives you options.  It will save you time as you will only need to speak with one person, complete one application and have one credit bureau pulled and then the best mortgage can be found for you.

Continue reading →

How do I get a Mortgage?

11 Monday Apr 2016

Posted by Marg DeBoer in Mortgage

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Tags

Downpayment, Five C's of Credit, How do I get a Mortgage, Mortgage, Mortgage Agent, Mortgage Process, Mortgage Professional, Mortgage Questions

When we are contemplating buying a home, or in the process of doing so, most of us will need a mortgage.  Let’s have a look at:

  •  Who do you go to?
  •  What does the process look like?

Okay, let’s begin.  Who do you go to?

Start with asking friends, family, and colleagues if they can recommend a good mortgage broker, someone who may have helped them with their mortgage.  Once you have asked for a few recommendations, pick one,  give them a call or send them an email, whichever you prefer.

What does the process look like?

Continue reading →

Buy or Rent?

29 Tuesday Mar 2016

Posted by Marg DeBoer in Mortgage

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Tags

budgets, Finance, First Time Home Buyers, income and expenses, Lifestyle, Mortgage, Rent

Does it make sense for us to buy or shall we rent?  Let’s discuss the advantages of each. Continue reading →

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